Q: Is the credit repair agency licensed?
This is one of the most important things to look for. Credit repair agencies must be licensed in order to be regulated and tracked by the state. Safe Harbor Credit Repair & Counseling staff undergo stringent requirements and background checks prior to being licensed.Q: What does the credit repair agency guarantee?
Nobody can guarantee removal of accurate items, a specific increase in your credit score or perfect credit. If you hear this from a credit repair agency, be wary.Q: How does the credit repair agency intend to repair your credit?
It is illegal to open a new credit file, receive a new social security number or change your identity to avoid your credit responsibilities. Only time and diligence can repair your credit. If you are promised a "new credit file" or anything similar, hang up!
©2006-2007 Safe Harbor Credit Repair & Counseling
PO Box 717, Noble, OK 73068 • (405) 872-9989 voice • (405) 872-0631 fax • inforeq@safeharborcreditrepair.org