Working with Your Mortgage Lender

If you have been referred to Safe Harbor Credit Repair & Counseling by a mortgage lender, you have probably been denied a home loan due to a low FICO™ score. In the mortgage-lending world, your credit score is possibly the single most influential factor when obtaining a home mortgage or getting the best rate available.

The first step to ensuring a successful loan process is to have a good understanding of how your lender will look at your financial situation as it relates to credit. Since the approval criteria can vary greatly between lenders, we will work with your mortgage professional directly to determine what factors are key to loan
approval.

The second step is to determine how you can achieve the results necessary to get the best financing available. This is where Safe Harbor Credit Repair programs can really help you. We will provide an in-depth assessment of your credit situation based on your current credit report and other information received from you and/or
your mortgage professional.

After the free evaluation and initial consultation, our counselors will map out a plan of action to improve your credit score to acceptable levels as quickly as possible. We will also provide long-term steps you can follow on your own to improve your score even more and maintain a level of credit excellence that will save you thousands of
dollars on all your credit purchases in the future.

If you are not working with a mortgage lender, and would like more information about acquiring a home loan, contact our recommended lender, email Sierra Mortgage Group Corp or call an account executuve at (405) 701-2889. Click here to visit Sierra's website.

 

 

CONSUMER PROTECTION
FCRA, CROA, FACTA. Find out
what the laws are and what they
mean to you and your credit score.

LOCAL & FEDERAL AGENCIES
There are several agencies that
monitor collectors and consumer
credit reporting agencies.

PROTECT YOURSELF
From identity theft to unwanted
credit offers. here are several ways to protect your identity, your credit and your personal information.

CREDIT PARTNERS
See a list of credit friendly lenders
and service providers. Extra savings for Safe Harbor clients.